2012 Wal-mart holiday lay-a-way
Available Sept 16 - Dec 14, 2012
For what it is worth with all the restrictions. But thought I'd share all the same.
The main points are
*$50 minimum total amount
*$15 minimum per item
*$10 or 10% whichever is greater
*$15 Fee refundable only with complete payment and only as a Wal-mart gift card